Lovable pricing and credits, explained

Lovable does not charge a per-seat price. It runs on credits, and if you don't understand them going in, the bill can surprise you and the free plan can feel smaller than it is. Here is how the model works, checked against Lovable's official pricing page on 19 October 2026.

What the free plan includes

The free plan gives you a daily grant of 5 build credits, up to 30 a month, plus a monthly grant of 20 Cloud credits for hosting and backend features, and a few credits to try AI features inside your app. No card is needed, projects stay private to your workspace, and you can invite unlimited collaborators.

How building spends credits

In the default mode, each change costs credits according to how complex it is. Lovable's own examples run from 0.5 credits for making a button gray to 1.7 credits for building a landing page with generated images. Plan mode, where you talk through the approach before building, costs a flat 1 credit per message. You can see what each message cost in the chat history.

What paid plans add

Pro starts at $25 a month and Business at $50 a month, each adding 100 monthly credits to a balance you can spend on building, Cloud hosting, and AI features in your app. The free daily and monthly grants continue on top. Plans are priced by credits, not seats, so inviting more people doesn't change the price — it only changes how fast the shared balance goes. Pro adds credit rollovers, top-ups, and custom domains; Business adds SSO, a team workspace, and role-based access.

When credits expire

• Daily build credits expire at the end of each day and don't roll over.

• Monthly plan credits expire two months after they're issued.

• On an annual plan, credits expire one month after the annual period ends.

• Top-up credits last twelve months from purchase.

What hosting costs

For most new or smaller apps, keeping the app running is covered by the included Cloud grant. Apps that grow to significant traffic or size start drawing on your credit balance.

Spend credits deliberately

Build the one flow that proves your idea before any polish, batch cosmetic tweaks into a single pass at the end, and don't upgrade until the free grants have actually shown you a wall. The credit model rewards deliberate building; it punishes aimless prompting.

Lovable's credits reward people who know what they want to build. Decide the shape of the thing, then spend.

The bottom line

Start free, build one real flow, and upgrade only when the grants genuinely run short. Numbers change, so confirm them on Lovable's pricing page before you pay. Our full Lovable review covers whether it's the right builder for you in the first place.